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Credit card insurance can get you out of a bind

Posted: Mon Jan 27, 2025 3:07 am
by monira444
If you knew how many things your card's insurance covers, you'd be surprised. Find out which ones are the most common and benefit from their coverage.
DigitalizationFebruary 24, 2020 7318 14 min
If you knew how many things your credit card insurance covers, you would be surprised. The wide variety of coverage they offer, apart from being one of their main attractions, is often underused due to users' lack of knowledge.



Credit cards, and in some cases also debit cards, are not only used to make purchases and defer payments comfortably . They can offer you some extra benefits. However, it is important to know what line data insurance they include so that you can get the most out of them. However, to benefit from the different coverages you have to keep in mind that they only apply if the product or service has been paid for with the card.



Do you know the insurance on your card?

Although the insurance and its conditions may vary from one 'plastic' to another, the most common ones tend to be:



Accident insurance . This is usually the most common type of insurance and, provided that the amount of the tickets has been paid with the card subject to the policy, you can benefit from different coverages. Accident insurance covers accidents suffered as a passenger during the trip; when boarding or getting off the means of transport; and accidents while waiting in the boarding area - station, port or airport - as well as complementary public transport, necessary to access the point of departure or return of the means of transport in which the insured person is going to make the covered trip. Although it is better that we never have to use it, this insurance covers accidental death, permanent disability and injuries such as the loss of two hands or both feet, the vision of both eyes; one hand and one foot; one arm or one leg; one hand or one foot, or the loss of vision in one eye.