Types of MACU RN
Posted: Thu Jul 10, 2025 6:33 am
online banking
Given the twelve Districts mentioned above, you must be wondering why MACU uses a different set of codes. There is a proper explanation for that.
The Mountain America Credit Union is obviously a credit union. And credit unions use a plus 20 to the regular District code. So that means the MACU is using the “12” code or District.
Meanwhile, for other bank routing numbers, please refer to Bank of phone number database the West Routing Number, HSBC Routing Number, Alaska USA Routing Number, Huntington Routing Number, BBT Routing Number, or TCF Routing Number for respective articles.
Other Codes in the MACU Routing Number
To give you a better understanding, here is the representation of District codes in which routing numbers start with:
When you see that the ABA or any routing number begins with “00”, then that means the United States Government uses the routing number.
If you see the routing number starting with “01” to “12”, you see the regular code for the 12 Federal Reserve Bank Districts. These are the 12 Districts where Federal Reserve Branches are located.
For routing numbers that start with “21” to “32” codes, you see the thrift institutions’ codes. Thrift institutions include credit unions and savings banks. So it just adds 20 to the regular 12 Districts of Federal Reserve Bank. Just like the example for the MACU routing number.
If you see a routing number that starts with the code”61” to “72”, you are using a routing number used for Electronic Transactions Identifiers. These routing numbers are for non-bank purposes and clearinghouses. It adds 60 to the designated code of the Federal Reserve Bank District.
For particular purposes, you should see the number “80” at the start of routing numbers. This indicates that the routing number is used for the traveler’s check.
Given the twelve Districts mentioned above, you must be wondering why MACU uses a different set of codes. There is a proper explanation for that.
The Mountain America Credit Union is obviously a credit union. And credit unions use a plus 20 to the regular District code. So that means the MACU is using the “12” code or District.
Meanwhile, for other bank routing numbers, please refer to Bank of phone number database the West Routing Number, HSBC Routing Number, Alaska USA Routing Number, Huntington Routing Number, BBT Routing Number, or TCF Routing Number for respective articles.
Other Codes in the MACU Routing Number
To give you a better understanding, here is the representation of District codes in which routing numbers start with:
When you see that the ABA or any routing number begins with “00”, then that means the United States Government uses the routing number.
If you see the routing number starting with “01” to “12”, you see the regular code for the 12 Federal Reserve Bank Districts. These are the 12 Districts where Federal Reserve Branches are located.
For routing numbers that start with “21” to “32” codes, you see the thrift institutions’ codes. Thrift institutions include credit unions and savings banks. So it just adds 20 to the regular 12 Districts of Federal Reserve Bank. Just like the example for the MACU routing number.
If you see a routing number that starts with the code”61” to “72”, you are using a routing number used for Electronic Transactions Identifiers. These routing numbers are for non-bank purposes and clearinghouses. It adds 60 to the designated code of the Federal Reserve Bank District.
For particular purposes, you should see the number “80” at the start of routing numbers. This indicates that the routing number is used for the traveler’s check.